How does a pawnshop loan work?

A pawnshop loan is a simple and convenient way to borrow money:

1. Bring in an Item of Value: Bring your valuable item (e.g., jewelry, electronics, or tools) to the pawnshop for an appraisal.
2. Receive a Loan Offer: Based on the value of your item, we’ll provide a loan amount.
3. Secure the Loan: If you accept the offer, your item is held as collateral, and you receive cash on the spot.
4. Repay the Loan: You have up to an agreed timeframe (e.g., 3 months) to repay the loan plus interest.
5. Redeem Your Item: Once the loan is repaid in full, your item is returned to you.

If the loan is not repaid, the pawnshop may sell the item to recover the loan amount. There are no credit checks, making it a quick and straightforward option for short-term financial needs.

What items can I get a loan for?

We provide loans for a wide range of valuable items, including:

• Gold and Jewelry: New, old, or broken gold, as well as diamond rings, necklaces, and bracelets.
• Vehicles: Cars, motorbikes, boats, trailers, and horse trailers.
• Tools and Equipment: Items like chainsaws, mowers, and power tools.
• Electronics: High-quality items such as laptops, smartphones, tablets, gaming consoles, and cameras.
• Luxury Watches: Premium brands like Rolex, Omega, and TAG Heuer.

Not sure if your item qualifies? Bring it in for a free appraisal or get a quote online by uploading a photo of your items on our website. We’re here to help!

Yes! We offer mobile services for certain transactions. If you're unable to visit us, contact our team to discuss options and arrange a convenient solution for appraising or collecting your items.

You will need a combination of identification forms that satisfy the following requirements:

• Name and address
• Date of birth (issued by a government body)
• Signature

Please ensure your I.D. is valid and up to date.

If you’re unable to repay your loan by the due date, the item you provided will be sold to cover the loan balance. This process ensures the loan is settled without affecting your credit or incurring extra fees.

Our standard loan period is up to 3 months. During this time, you can repay the loan in full to reclaim your item or extend the loan by covering the interest. Contact us if you have questions about repayment options!